Buying a home in today’s market can come with an overwhelming sense of pressure. Low inventory is leading to taking unusual steps, like waiving the home inspection . But there is one essential step you should complete before closing: the final walk through. No matter what you bought,  you should never skip this critical piece of the puzzle. You’re almost at the finish line, when the keys will officially be yours. Simply follow these final walk-through... [read more]

Start Saving Canadians spend an average of 20 years in retirement. If you’re not saving, it’s time to start.   Estimate Your Retirement Needs Experts estimate that you will need about 70% of your preretirement income – for lower income earners, the figure is 90% or more – just to maintain your current standard of living when you stop working.   Participate in a Workplace Retirement Savings Plan If your employer... [read more]

  Canada’s Zoomers are in line to inherit a vast cumulative fortune in their retirement years. Here are a few helpful guidelines with spending and investing your inheritance.   Start with your children’s education Helping your children pursue post-secondary education is a costly proposition. Use the first big chunk of your inheritance here because it will help set them up for success, as well as provide you with a guaranteed 20% return. That is the... [read more]

Seven Easy Steps to Handling Your New Role   1. Set the Stage for Peaceful Relationships Right from the get-go, many expecting parents experience tension or a feeling of being torn between two – or even three or four – sets of grandparents forcefully asserting their wishes. It's a recipe for stress that soon-to-be moms and dads definitely don't need. As much as you can, stay positive, be flexible, and go with the flow. Focus on supporting the expecting... [read more]

Tips to Buying a Turn Key Investment Property We have compiled this short but fundamental list to take into consideration if you want to buy a lucrative and highly profitable Investment Property.   1. Choose a proven real estate professional that specializes in investment properties. Ensuring you are using the right investment property specialist will give you peace of mind and is essential for a successful investment. Check the Realtor’s track record, ask... [read more]