Spring  & summer are excellent  for spending more time outdoors.  And if your home has a wonderful outdoor space, that’s even better. A patio or yard presents so much opportunity: You can play with your kids or pets, invite the neighbors over for a cookout, or simply relax and enjoy the weather. Before you do all of that, though, you should think about updating your outdoor space. Need help getting ready? Here are some ideas: Install string lights. Give... [read more]

Buying a home can be stressful.  But you’re in luck: There are ways to combat any worries you have and make home buying a more enjoyable journey. Are you getting ready to purchase a home? Want to ease the stress of it all? Here are four strategies that could help. Prep your finances early. Having your finances in order can help make the process significantly smoother. You should have plenty saved up for your down payment and closing costs, and be sure to gather all... [read more]

      When you buy a home, your credit score plays an essential role: It can impact what loans you’re eligible for and the interest rate you get (which will affect your monthly payment costs).  But what determines your score? The exact elements depend on which scoring method you’re looking at, and lenders often use Equifax. Generally speaking, credit scores range from 300 to 850 and are influenced by the following five... [read more]

Remodeling your home can be a big (and stressful) undertaking. Fortunately, hiring a contractor who’s well-versed in the process can help alleviate some of that stress. If you bring in a contractor, be diligent in your hiring. Get referrals, compare quotes and interview several candidates to make sure you get the best fit for the job. Are you unsure how a contractor can help with your project? Here are four ways: They can handle all the permits. Many remodeling... [read more]

Despite recent softening in the housing market, home ownership in Canada is expensive and can be intimidating if you’re a first-timer. Luckily, there’s financial help and incentives for first-time homebuyers, which can help offset the cost of purchasing a new home. You don’t need to feel as if you have to do it all alone – read below to see what incentives are available. Incentives for First-Time Homebuyers Home Buyers’ Plan (HBP) The Home... [read more]