The Essential Peace-of-Mind Checklist:

For Caregivers, Executors & Anyone Planning Ahead

Losing a loved one is always emotional—but when there’s no will, no clear financial documentation, and no plan in place, it can become overwhelming fast. Sadly, many families find themselves in this situation.

Whether you're navigating a recent loss or planning to protect your own loved ones in the future, this step-by-step guide will help bring clarity and peace of mind.

       1. Start With What You Know

          Even small clues matter.

• Did your loved one mention any banks, advisors, or insurance policies?

• Were there conversations about a will or final wishes?

• Do you know who might have been named as an executor or beneficiary?

  2. Know Where to Look

  Important documents may be tucked away in:

• Filing cabinets, home safes, or locked drawers

• Email accounts or password managers

• Tax returns (for pensions, interest income, etc.)

• Safety deposit boxes

• Utility bills and bank statements (can point to active accounts)

  3. Contact Key Institutions

  After securing a death certificate, reach out to:

• Banks, credit unions, and insurance providers

• Accountants, financial planners, or attorneys

• Provincial/state Unclaimed Property Offices

• Local probate courts for legal guidance or records

  4. Understanding Probate Without a Will

  If no will is found, the estate may go through intestate probate:

• The court appoints an administrator (typically a spouse or adult child)

• Assets are distributed based on local inheritance laws

• Legal guidance is highly recommended to avoid complications

  5. Plan Now to Protect Your Loved Ones Later

  This step is for you—whether you're a caregiver, executor, or simply preparing your own affairs:

• Create or update your will and power of attorney

• Document bank accounts, digital assets, insurance policies, and passwords

• Clearly communicate your wishes to family

• Store everything securely and ensure loved ones know where to find it

We’re Here to Help

As experienced Realtor's, we often walk beside families navigating life’s most emotional transitions—selling estates, assisting during probate, or helping loved ones downsize with dignity.

If you’re facing these challenges, or want to start planning ahead, we’re here to support you with care, compassion, and access to a trusted network of legal and financial professionals.

Let’s start the conversation. We’re ready when you are.