From One Senior to Another   A Personal Story and Practical Advice for Seniors and Caregivers As both a senior and a caregiver, I’ve seen firsthand how financial scams can shake our sense of safety and trust. Not long ago, someone I care for deeply—an independent, intelligent woman in her late 70s—nearly fell victim to a “grandparent scam.” A stranger called pretending to be her grandson, claiming he was in jail and needed bail money immediately. The... [read more]

Understanding the “Why” Behind the Resistance When aging parents push back against help or suggestions, it's often about more than the task at hand. For many, accepting assistance feels like surrendering control — a shift that can stir up fear, frustration, and even grief. Recognizing these emotions, instead of brushing past them, is the first step toward more meaningful conversations. Key Takeaways:          1. Resistance is often rooted... [read more]

Life doesn't always follow a script. Whether you're healing from surgery, giving a primary caregiver a chance to recharge, or simply testing the waters of retirement living, short-term assisted stays offer flexible support when you need it most—without a long-term obligation. What is Short-Term Assisted Living and Who Can Benefit? Often referred to as respite care, short-term assisted living provides a fully supported environment for seniors over a brief period—ranging... [read more]

1. INCOME SPLIT AND SAVE Seniors are allowed to split up to half of their eligible pension income with a spouse or common-law partner. Income splitting allows some seniors to enjoy a significant tax reduction. In the situation where the lower-income spouse has very little income, the tax savings are substantial.   2. GET YOUR BENEFITS Any senior receiving Guaranteed Income Supplement (GIS) through Old Age Security should file on time to ensure their benefits continue... [read more]