Start Saving Canadians spend an average of 20 years in retirement. If you’re not saving, it’s time to start.   Estimate Your Retirement Needs Experts estimate that you will need about 70% of your preretirement income – for lower income earners, the figure is 90% or more – just to maintain your current standard of living when you stop working.   Participate in a Workplace Retirement Savings Plan If your employer... [read more]

You’ve dreamed of it all your life – retiring and having the freedom to follow your passion, whether it be volunteering, writing the next great novel, sleeping late or travelling the world. With people living longer these days, you have many years ahead of you to enjoy. That’s why it’s important to stay active during retirement. Here are five ways to stay active during your retirement years.    1. Join the Toronto... [read more]

  Buy travel insurance early Canadian health coverage is limited in the United States, not adequate for medical emergencies, and travel coverage often can't be bought after you've left Canada.  Many providers offer a discount when policies are bought well in advance of departure. In addition, if you develop a medical condition before your trip and you haven't already secured a policy, this could delay or prevent coverage. To save on premiums, choose a policy... [read more]

Seven Easy Steps to Handling Your New Role   1. Set the Stage for Peaceful Relationships Right from the get-go, many expecting parents experience tension or a feeling of being torn between two – or even three or four – sets of grandparents forcefully asserting their wishes. It's a recipe for stress that soon-to-be moms and dads definitely don't need. As much as you can, stay positive, be flexible, and go with the flow. Focus on supporting the expecting... [read more]

  There comes a time in all our lives when we or a loved one is looking to downsize, move to a warmer climate, or enter assisted living. Do you know all your different retirement options? As your RE/MAX Global Real Estate Specialist I can assist you. There are still numerous countries around the world where unspoiled natural beauty, secluded beaches, friendly people, and a relaxed way of life are waiting for you. And you don't have to spend a fortune to enjoy them. In... [read more]